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Refinance Market Size, Share & Industry Analysis, By Type (Mortgage Refinancing, Auto Loan Refinancing, Student Loan Refinancing, Personal Loan Refinancing and Others), By Channel (Online Platforms, Financial Institutions / Banks and Brokers and Agents), By End User (Individual Consumer and Businesses), and Regional Forecast, 2026 – 2034

Last Updated: January 11, 2026 | Format: PDF | Report ID: FBI115139

 

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  1. Introduction
    1. Definition, By Segment
    2. Research Methodology/Approach
    3. Data Sources 
  2. Executive Summary
  3. Market Dynamics
    1. Macro and Micro Economic Indicators
    2. Drivers, Restraints, Opportunities and Trends
  4. Competition Landscape
    1. Business Strategies Adopted by Key Players
    2. Consolidated SWOT Analysis of Key Players
    3. Global Refinance Key Players (Top 3 – 5) Market Share/Ranking, 2025
  5. Global Refinance Market Size Estimates and Forecasts, By Segments, 2021-2034
    1. Key Findings
    2. By Type (USD)
      1. Mortgage Refinancing
      2. Auto Loan Refinancing
      3. Student Loan Refinancing
      4. Personal Loan Refinancing
      5. Others 
    3. By Channel (USD)
      1. Online Platforms
      2. Financial Institutions / Banks
      3. Brokers and Agents 
    4. By End User (USD)
      1. Individual Consumers
      2. Businesses 
    5. By Region (USD)
      1. North America
      2. Europe
      3. Asia Pacific
      4. Middle East & Africa
      5. South America
  6. North America Refinance Market Size Estimates and Forecasts, By Segments, 2021-2034
    1. Key Findings
    2. By Type (USD)
      1. Mortgage Refinancing
      2. Auto Loan Refinancing
      3. Student Loan Refinancing
      4. Personal Loan Refinancing
      5. Others 
    3. By Channel (USD)
      1. Online Platforms
      2. Financial Institutions / Banks
      3. Brokers and Agents 
    4. By End User (USD)
      1. Individual Consumers
      2. Businesses 
    5. By Country (USD)
      1. United States
      2. Canada
      3. Mexico
  7. South America Refinance Market Size Estimates and Forecasts, By Segments, 2021-2034
    1. Key Findings
    2. By Type (USD)
      1. Mortgage Refinancing
      2. Auto Loan Refinancing
      3. Student Loan Refinancing
      4. Personal Loan Refinancing
      5. Others 
    3. By Channel (USD)
      1. Online Platforms
      2. Financial Institutions / Banks
      3. Brokers and Agents 
    4. By End User (USD)
      1. Individual Consumers
      2. Businesses 
    5. By Country (USD)
      1. Brazil
      2. Argentina
      3. Rest of South America
  8. Europe Refinance Market Size Estimates and Forecasts, By Segments, 2021-2034
    1. Key Findings
    2. By Type (USD)
      1. Mortgage Refinancing
      2. Auto Loan Refinancing
      3. Student Loan Refinancing
      4. Personal Loan Refinancing
      5. Others 
    3. By Channel (USD)
      1. Online Platforms
      2. Financial Institutions / Banks
      3. Brokers and Agents 
    4. By End User (USD)
      1. Individual Consumers
      2. Businesses 
    5. By Country (USD)
      1. U.K. 
      2. Germany 
      3. France 
      4. Italy 
      5. Spain 
      6. Russia 
      7. Benelux 
      8. Nordics 
      9. Rest of Europe 
  9. Middle East & Africa Refinance Market Size Estimates and Forecasts, By Segments, 2021-2034
    1. Key Findings
    2. By Type (USD)
      1. Mortgage Refinancing
      2. Auto Loan Refinancing
      3. Student Loan Refinancing
      4. Personal Loan Refinancing
      5. Others 
    3. By Channel (USD)
      1. Online Platforms
      2. Financial Institutions / Banks
      3. Brokers and Agents 
    4. By End User (USD)
      1. Individual Consumers
      2. Businesses 
    5. By Country (USD)
      1. Turkey
      2. Israel
      3. GCC
      4. South Africa
      5. North Africa
      6. Rest of Middle East & Africa
  10. Asia Pacific Refinance Market Size Estimates and Forecasts, By Segments, 2021-2034
    1. Key Findings
    2. By Type (USD)
      1. Mortgage Refinancing
      2. Auto Loan Refinancing
      3. Student Loan Refinancing
      4. Personal Loan Refinancing
      5. Others 
    3. By Channel (USD)
      1. Online Platforms
      2. Financial Institutions / Banks
      3. Brokers and Agents 
    4. By End User (USD)
      1. Individual Consumers
      2. Businesses 
    5. By Country (USD)
      1. China 
      2. India 
      3. Japan
      4. South Korea
      5. ASEAN
      6. Oceania
      7. Rest of Asia Pacific
  11. Company Profiles for Top 10 Players (Based on data availability in public domain and/or on paid databases)
    1. Rocket Mortgage
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    2. Chase
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    3. United Wholesale Mortgage (UWM)
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    4. SoFi Technologies
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    5. Navy Federal Credit Union
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    6. PenFed Credit Union
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    7. CrossCountry Mortgage
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    8. AmeriSave Mortgage
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    9. Veterans United Home Loans 
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    10. loanDepot.com, LLC 
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
  12. Key Takeaways
  1. Introduction
    1. Definition, By Segment
    2. Research Methodology/Approach
    3. Data Sources 
  2. Executive Summary
  3. Market Dynamics
    1. Macro and Micro Economic Indicators
    2. Drivers, Restraints, Opportunities and Trends
  4. Competition Landscape
    1. Business Strategies Adopted by Key Players
    2. Consolidated SWOT Analysis of Key Players
    3. Global Refinance Key Players (Top 3 – 5) Market Share/Ranking, 2025
  5. Global Refinance Market Size Estimates and Forecasts, By Segments, 2021-2034
    1. Key Findings
    2. By Type (USD)
      1. Mortgage Refinancing
      2. Auto Loan Refinancing
      3. Student Loan Refinancing
      4. Personal Loan Refinancing
      5. Others 
    3. By Channel (USD)
      1. Online Platforms
      2. Financial Institutions / Banks
      3. Brokers and Agents 
    4. By End User (USD)
      1. Individual Consumers
      2. Businesses 
    5. By Region (USD)
      1. North America
      2. Europe
      3. Asia Pacific
      4. Middle East & Africa
      5. South America
  6. North America Refinance Market Size Estimates and Forecasts, By Segments, 2021-2034
    1. Key Findings
    2. By Type (USD)
      1. Mortgage Refinancing
      2. Auto Loan Refinancing
      3. Student Loan Refinancing
      4. Personal Loan Refinancing
      5. Others 
    3. By Channel (USD)
      1. Online Platforms
      2. Financial Institutions / Banks
      3. Brokers and Agents 
    4. By End User (USD)
      1. Individual Consumers
      2. Businesses 
    5. By Country (USD)
      1. United States
      2. Canada
      3. Mexico
  7. South America Refinance Market Size Estimates and Forecasts, By Segments, 2021-2034
    1. Key Findings
    2. By Type (USD)
      1. Mortgage Refinancing
      2. Auto Loan Refinancing
      3. Student Loan Refinancing
      4. Personal Loan Refinancing
      5. Others 
    3. By Channel (USD)
      1. Online Platforms
      2. Financial Institutions / Banks
      3. Brokers and Agents 
    4. By End User (USD)
      1. Individual Consumers
      2. Businesses 
    5. By Country (USD)
      1. Brazil
      2. Argentina
      3. Rest of South America
  8. Europe Refinance Market Size Estimates and Forecasts, By Segments, 2021-2034
    1. Key Findings
    2. By Type (USD)
      1. Mortgage Refinancing
      2. Auto Loan Refinancing
      3. Student Loan Refinancing
      4. Personal Loan Refinancing
      5. Others 
    3. By Channel (USD)
      1. Online Platforms
      2. Financial Institutions / Banks
      3. Brokers and Agents 
    4. By End User (USD)
      1. Individual Consumers
      2. Businesses 
    5. By Country (USD)
      1. U.K. 
      2. Germany 
      3. France 
      4. Italy 
      5. Spain 
      6. Russia 
      7. Benelux 
      8. Nordics 
      9. Rest of Europe 
  9. Middle East & Africa Refinance Market Size Estimates and Forecasts, By Segments, 2021-2034
    1. Key Findings
    2. By Type (USD)
      1. Mortgage Refinancing
      2. Auto Loan Refinancing
      3. Student Loan Refinancing
      4. Personal Loan Refinancing
      5. Others 
    3. By Channel (USD)
      1. Online Platforms
      2. Financial Institutions / Banks
      3. Brokers and Agents 
    4. By End User (USD)
      1. Individual Consumers
      2. Businesses 
    5. By Country (USD)
      1. Turkey
      2. Israel
      3. GCC
      4. South Africa
      5. North Africa
      6. Rest of Middle East & Africa
  10. Asia Pacific Refinance Market Size Estimates and Forecasts, By Segments, 2021-2034
    1. Key Findings
    2. By Type (USD)
      1. Mortgage Refinancing
      2. Auto Loan Refinancing
      3. Student Loan Refinancing
      4. Personal Loan Refinancing
      5. Others 
    3. By Channel (USD)
      1. Online Platforms
      2. Financial Institutions / Banks
      3. Brokers and Agents 
    4. By End User (USD)
      1. Individual Consumers
      2. Businesses 
    5. By Country (USD)
      1. China 
      2. India 
      3. Japan
      4. South Korea
      5. ASEAN
      6. Oceania
      7. Rest of Asia Pacific
  11. Company Profiles for Top 10 Players (Based on data availability in public domain and/or on paid databases)
    1. Rocket Mortgage
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    2. Chase
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    3. United Wholesale Mortgage (UWM)
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    4. SoFi Technologies
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    5. Navy Federal Credit Union
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    6. PenFed Credit Union
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    7. CrossCountry Mortgage
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    8. AmeriSave Mortgage
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    9. Veterans United Home Loans 
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    10. loanDepot.com, LLC 
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
  12. Key Takeaways
Read Less

Figure 1: Global Refinance Market Revenue Share (%), 2025 and 2034

Figure 2: Global Refinance Market Revenue Share (%), By Type, 2025 and 2034

Figure 3: Global Refinance Market Revenue Share (%), By Channel, 2025 and 2034

Figure 4: Global Refinance Market Revenue Share (%), By End User, 2025 and 2034

Figure 5: Global Refinance Market Revenue Share (%), By Region, 2025 and 2034

Figure 6: North America Refinance Market Revenue Share (%), 2025 and 2034

Figure 7: North America Refinance Market Revenue Share (%), By Type, 2025 and 2034

Figure 8: North America Refinance Market Revenue Share (%), By Channel, 2025 and 2034

Figure 9: North America Refinance Market Revenue Share (%), By End User, 2025 and 2034

Figure 10: North America Refinance Market Revenue Share (%), By Country, 2025 and 2034

Figure 11: Europe Refinance Market Revenue Share (%), 2025 and 2034

Figure 12: Europe Refinance Market Revenue Share (%), By Type, 2025 and 2034

Figure 13: Europe Refinance Market Revenue Share (%), By Channel, 2025 and 2034

Figure 14: Europe Refinance Market Revenue Share (%), By End User, 2025 and 2034

Figure 15: Europe Refinance Market Revenue Share (%), By Country, 2025 and 2034

Figure 16: Asia Pacific Refinance Market Revenue Share (%), 2025 and 2034

Figure 17: Asia Pacific Refinance Market Revenue Share (%), By Type, 2025 and 2034

Figure 18: Asia Pacific Refinance Market Revenue Share (%), By Channel, 2025 and 2034

Figure 19: Asia Pacific Refinance Market Revenue Share (%), By End User, 2025 and 2034

Figure 20: Asia Pacific Refinance Market Revenue Share (%), By Country, 2025 and 2034

Figure 21: Middle East & Africa Refinance Market Revenue Share (%), 2025 and 2034

Figure 22: Middle East & Africa Refinance Market Revenue Share (%), By Type, 2025 and 2034

Figure 23: Middle East & Africa Refinance Market Revenue Share (%), By Channel, 2025 and 2034

Figure 24: Middle East & Africa Refinance Market Revenue Share (%), By End User, 2025 and 2034

Figure 25: Middle East & Africa Refinance Market Revenue Share (%), By Country, 2025 and 2034

Figure 26: South America Refinance Market Revenue Share (%), 2025 and 2034

Figure 27: South America Refinance Market Revenue Share (%), By Type, 2025 and 2034

Figure 28: South America Refinance Market Revenue Share (%), By Channel, 2025 and 2034

Figure 29: South America Refinance Market Revenue Share (%), By End User, 2025 and 2034

Figure 30: South America Refinance Market Revenue Share (%), By Country, 2025 and 2034

Figure 31: Global Refinance Key Players' Market Share/Ranking (%), 2025

Table 1: Global Refinance Market Size Estimates and Forecasts, 2021 – 2034

Table 2: Global Refinance Market Size Estimates and Forecasts, By Type, 2021 – 2034

Table 3: Global Refinance Market Size Estimates and Forecasts, By Channel, 2021 – 2034

Table 4: Global Refinance Market Size Estimates and Forecasts, By End User, 2021 – 2034

Table 5: Global Refinance Market Size Estimates and Forecasts, By Region, 2021 – 2034

Table 6: North America Refinance Market Size Estimates and Forecasts, 2021 – 2034

Table 7: North America Refinance Market Size Estimates and Forecasts, By Type, 2021 – 2034

Table 8: North America Refinance Market Size Estimates and Forecasts, By Channel, 2021 – 2034

Table 9: North America Refinance Market Size Estimates and Forecasts, By End User, 2021 – 2034

Table 10: North America Refinance Market Size Estimates and Forecasts, By Country, 2021 – 2034

Table 11: Europe Refinance Market Size Estimates and Forecasts, 2021 – 2034

Table 12: Europe Refinance Market Size Estimates and Forecasts, By Type, 2021 – 2034

Table 13: Europe Refinance Market Size Estimates and Forecasts, By Channel, 2021 – 2034

Table 14: Europe Refinance Market Size Estimates and Forecasts, By End User, 2021 – 2034

Table 15: Europe Refinance Market Size Estimates and Forecasts, By Country, 2021 – 2034

Table 16: Asia Pacific Refinance Market Size Estimates and Forecasts, 2021 – 2034

Table 17: Asia Pacific Refinance Market Size Estimates and Forecasts, By Type, 2021 – 2034

Table 18: Asia Pacific Refinance Market Size Estimates and Forecasts, By Channel, 2021 – 2034

Table 19: Asia Pacific Refinance Market Size Estimates and Forecasts, By End User, 2021 – 2034

Table 20: Asia Pacific Refinance Market Size Estimates and Forecasts, By Country, 2021 – 2034

Table 21: Middle East & Africa Refinance Market Size Estimates and Forecasts, 2021 – 2034

Table 22: Middle East & Africa Refinance Market Size Estimates and Forecasts, By Type, 2021 – 2034

Table 23: Middle East & Africa Refinance Market Size Estimates and Forecasts, By Channel, 2021 – 2034

Table 24: Middle East & Africa Refinance Market Size Estimates and Forecasts, By End User, 2021 – 2034

Table 25: Middle East & Africa Refinance Market Size Estimates and Forecasts, By Country, 2021 – 2034

Table 26: South America Refinance Market Size Estimates and Forecasts, 2021 – 2034

Table 27: South America Refinance Market Size Estimates and Forecasts, By Type, 2021 – 2034

Table 28: South America Refinance Market Size Estimates and Forecasts, By Channel, 2021 – 2034

Table 29: South America Refinance Market Size Estimates and Forecasts, By End User, 2021 – 2034

Table 30: South America Refinance Market Size Estimates and Forecasts, By Country, 2021 – 2034

Refinance Market
  • 2021-2034
  • 2025
  • 2021-2024
  • 120
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