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Fintech Market Research Report

“Fintech, an amalgamation of “Financial” and “Technology,” is the industry that encompasses everything from payment processing solutions to


mobile banking apps. The industry is built on four main pillars, artificial intelligence, cloud computing, blockchain, and Big Data. Fintech involves the application of software and hardware to financial services enabling optimized, accessible, automated, and more secure processes. This new subdomain of the financial industry includes consumer banking & investing, mobile payments, insurance technology, digital lending & leasing, and budgeting apps. It offers alternative methods of payment, including the development and usage of cryptocurrencies, to traditional financial services. The industry caters to organizations and consumers by automating and improving traditional forms of finance. It has both established and new financial organizations trying to improve or replace their existing financial services. New improvements make use of data science, blockchain, and machine learning algorithms.”

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