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Personal Loans Market Size, Share & Industry Analysis, By Lender Type (Banks, Credit Unions, Online Lenders, and Peer-to-Peer Lenders), By Loan Purpose (Debt Consolidation, Home Improvement, Medical, Education, Emergency, and Others), and Regional Forecast, 2026 – 2034

Last Updated: January 19, 2026 | Format: PDF | Report ID: FBI112894

 


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ATTRIBUTE

DETAILS

Study Period

2021-2034

Base Year

2025

Estimated Year

2026

Forecast Period

2026-2034

Historical Period

2021-2024

Growth Rate

CAGR of 15.50% from 2026 to 2034

Unit

Value (USD Billion)

Segmentation

Lender Type, Loan Purpose, and Region

 

 

 

 

 

 

 

 

 

 

Segmentation

By Lender Type

  • Banks
  • Credit Unions
  • Online Lenders
  • Peer-to-Peer Lenders

By Loan Purpose

  • Debt Consolidation
  • Home Improvement
  • Medical
  • Education
  • Emergency
  • Others

By Region

  • North America (By Lender Type, By Loan Purpose, and By Country)
    • U.S. (By Lender Type)
    • Canada (By Lender Type)
    • Mexico (By Lender Type)
  • Europe (By Lender Type, By Loan Purpose, and By Country)
    • Germany (By Lender Type)
    • U.K (By Lender Type)
    • France (By Lender Type)
    • Italy (By Lender Type)
    • Rest of Europe
  • Asia Pacific (By Lender Type, By Loan Purpose, and By Country)
    • China (By Lender Type)
    • Japan (By Lender Type)
    • South Korea (By Lender Type)
    • India (By Lender Type)
    • Rest of Asia Pacific
  • South America (By Lender Type, By Loan Purpose, and By Country)
    • Brazil (By Lender Type)
    • Argentina (By Lender Type)
    • Rest of South America
  • Middle East & Africa (By Lender Type, By Loan Purpose, and By Country)
    • GCC (By Lender Type)
    • South Africa (By Lender Type)
    • Rest of Middle East & Africa

Companies Profiled in the Report

JPMorgan Chase (U.S.), Bank of America (U.S.), Wells Fargo (U.S.), Citigroup (U.S.), HSBC Holdings (U.K), Goldman Sachs (U.S.), Barclays (U.K), Deutsche Bank AG (Germany), Ant Financial (China), and American Express (U.S.).

  • 2021-2034
  • 2025
  • 2021-2024
  • 120
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American Express
Mastercard
Barclays