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Personal Loans Market Size, Share & Industry Analysis, By Lender Type (Banks, Credit Unions, Online Lenders, and Peer-to-Peer Lenders), By Loan Purpose (Debt Consolidation, Home Improvement, Medical, Education, Emergency, and Others), and Regional Forecast, 2025 – 2032

Last Updated: November 17, 2025 | Format: PDF | Report ID: FBI112894

 

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  1. Introduction
    1. Definition, By Segment
    2. Research Methodology/Approach
    3. Data Sources
  2. Executive Summary
  3. Market Dynamics
    1. Macro and Micro Economic Indicators
    2. Drivers, Restraints, Opportunities and Trends
  4. Competition Landscape
    1. Business Strategies Adopted by Key Players
    2. Consolidated SWOT Analysis of Key Players
    3. Global Personal Loans Key Players (Top 3-5) Market Share/Ranking, 2024
  5. Global Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032
    1. Key Findings
    2. By Lender Type (USD)
      1. Banks
      2. Credit Unions
      3. Online Lenders
      4. Peer-to-Peer Lenders
    3. By Loan Purpose (USD)
      1. Debt Consolidation
      2. Home Improvement
      3. Medical
      4. Education
      5. Emergency
      6. Others
    4. By Region (USD)
      1. North America
      2. Europe
      3. Asia Pacific
      4. South America
      5. Middle East & Africa
  6. North America Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032
    1. Key Findings
    2. By Lender Type (USD)
      1. Banks
      2. Credit Unions
      3. Online Lenders
      4. Peer-to-Peer Lenders
    3. By Loan Purpose (USD)
      1. Debt Consolidation
      2. Home Improvement
      3. Medical
      4. Education
      5. Emergency
      6. Others
    4. By Country (USD)
      1. U.S.
        1. By Lender Type (USD)
      2. Canada
        1. By Lender Type (USD)
      3. Mexico
        1. By Lender Type (USD)
  7. Europe Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032
    1. Key Findings
    2. By Lender Type (USD)
      1. Banks
      2. Credit Unions
      3. Online Lenders
      4. Peer-to-Peer Lenders
    3. By Loan Purpose (USD)
      1. Debt Consolidation
      2. Home Improvement
      3. Medical
      4. Education
      5. Emergency
      6. Others
    4. By Country (USD)
      1. U.K.
        1. By Lender Type (USD)
      2. Germany
        1. By Lender Type (USD)
      3. France
        1. By Lender Type (USD)
      4. Italy
        1. By Lender Type (USD)
      5. Rest of Europe
  8. Asia Pacific Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032
    1. Key Findings
    2. By Lender Type (USD)
      1. Banks
      2. Credit Unions
      3. Online Lenders
      4. Peer-to-Peer Lenders
    3. By Loan Purpose (USD)
      1. Debt Consolidation
      2. Home Improvement
      3. Medical
      4. Education
      5. Emergency
      6. Others
    4. By Country (USD)
      1. China
        1. By Lender Type (USD)
      2. Japan
        1. By Lender Type (USD)
      3. India
        1. By Lender Type (USD)
      4. South Korea
        1. By Lender Type (USD)
      5. Rest of Asia Pacific
  9. South America Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032
    1. Key Findings
    2. By Lender Type (USD)
      1. Banks
      2. Credit Unions
      3. Online Lenders
      4. Peer-to-Peer Lenders
    3. By Loan Purpose (USD)
      1. Debt Consolidation
      2. Home Improvement
      3. Medical
      4. Education
      5. Emergency
      6. Others
    4. By Country (USD)
      1. Brazil
        1. By Lender Type (USD)
      2. Argentina
        1. By Lender Type (USD)
      3. Rest of South America
  10. Middle East and Africa Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032
    1. Key Findings
    2. By Lender Type (USD)
      1. Banks
      2. Credit Unions
      3. Online Lenders
      4. Peer-to-Peer Lenders
    3. By Loan Purpose (USD)
      1. Debt Consolidation
      2. Home Improvement
      3. Medical
      4. Education
      5. Emergency
      6. Others
    4. By Country (USD)
      1. GCC
        1. By Lender Type (USD)
      2. South Africa
        1. By Lender Type (USD)
      3. Rest of Middle East and Africa
  11. Company Profiles for Top 10 Players (Based on data availability in public domain and/or on paid databases)
    1. JPMorgan Chase
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    2. Wells Fargo
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    3. Bank of America
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    4. Citigroup
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    5. HSBC Holdings
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    6. Goldman Sachs
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    7. Barclays
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    8. Deutsche Bank AG
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    9. Ant Financial
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    10. American Express
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    11. Microsoft
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
  12. Key Takeaways
  1. Introduction
    1. Definition, By Segment
    2. Research Methodology/Approach
    3. Data Sources
  2. Executive Summary
  3. Market Dynamics
    1. Macro and Micro Economic Indicators
    2. Drivers, Restraints, Opportunities and Trends
  4. Competition Landscape
    1. Business Strategies Adopted by Key Players
    2. Consolidated SWOT Analysis of Key Players
    3. Global Personal Loans Key Players (Top 3-5) Market Share/Ranking, 2024
  5. Global Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032
    1. Key Findings
    2. By Lender Type (USD)
      1. Banks
      2. Credit Unions
      3. Online Lenders
      4. Peer-to-Peer Lenders
    3. By Loan Purpose (USD)
      1. Debt Consolidation
      2. Home Improvement
      3. Medical
      4. Education
      5. Emergency
      6. Others
    4. By Region (USD)
      1. North America
      2. Europe
      3. Asia Pacific
      4. South America
      5. Middle East & Africa
  6. North America Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032
    1. Key Findings
    2. By Lender Type (USD)
      1. Banks
      2. Credit Unions
      3. Online Lenders
      4. Peer-to-Peer Lenders
    3. By Loan Purpose (USD)
      1. Debt Consolidation
      2. Home Improvement
      3. Medical
      4. Education
      5. Emergency
      6. Others
    4. By Country (USD)
      1. U.S.
        1. By Lender Type (USD)
      2. Canada
        1. By Lender Type (USD)
      3. Mexico
        1. By Lender Type (USD)
  7. Europe Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032
    1. Key Findings
    2. By Lender Type (USD)
      1. Banks
      2. Credit Unions
      3. Online Lenders
      4. Peer-to-Peer Lenders
    3. By Loan Purpose (USD)
      1. Debt Consolidation
      2. Home Improvement
      3. Medical
      4. Education
      5. Emergency
      6. Others
    4. By Country (USD)
      1. U.K.
        1. By Lender Type (USD)
      2. Germany
        1. By Lender Type (USD)
      3. France
        1. By Lender Type (USD)
      4. Italy
        1. By Lender Type (USD)
      5. Rest of Europe
  8. Asia Pacific Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032
    1. Key Findings
    2. By Lender Type (USD)
      1. Banks
      2. Credit Unions
      3. Online Lenders
      4. Peer-to-Peer Lenders
    3. By Loan Purpose (USD)
      1. Debt Consolidation
      2. Home Improvement
      3. Medical
      4. Education
      5. Emergency
      6. Others
    4. By Country (USD)
      1. China
        1. By Lender Type (USD)
      2. Japan
        1. By Lender Type (USD)
      3. India
        1. By Lender Type (USD)
      4. South Korea
        1. By Lender Type (USD)
      5. Rest of Asia Pacific
  9. South America Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032
    1. Key Findings
    2. By Lender Type (USD)
      1. Banks
      2. Credit Unions
      3. Online Lenders
      4. Peer-to-Peer Lenders
    3. By Loan Purpose (USD)
      1. Debt Consolidation
      2. Home Improvement
      3. Medical
      4. Education
      5. Emergency
      6. Others
    4. By Country (USD)
      1. Brazil
        1. By Lender Type (USD)
      2. Argentina
        1. By Lender Type (USD)
      3. Rest of South America
  10. Middle East and Africa Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032
    1. Key Findings
    2. By Lender Type (USD)
      1. Banks
      2. Credit Unions
      3. Online Lenders
      4. Peer-to-Peer Lenders
    3. By Loan Purpose (USD)
      1. Debt Consolidation
      2. Home Improvement
      3. Medical
      4. Education
      5. Emergency
      6. Others
    4. By Country (USD)
      1. GCC
        1. By Lender Type (USD)
      2. South Africa
        1. By Lender Type (USD)
      3. Rest of Middle East and Africa
  11. Company Profiles for Top 10 Players (Based on data availability in public domain and/or on paid databases)
    1. JPMorgan Chase
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    2. Wells Fargo
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    3. Bank of America
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    4. Citigroup
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    5. HSBC Holdings
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    6. Goldman Sachs
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    7. Barclays
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    8. Deutsche Bank AG
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    9. Ant Financial
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    10. American Express
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
    11. Microsoft
      1. Overview
        1. Key Management
        2. Headquarters
        3. Offerings/Business Segments
      2. Key Details (Key details are consolidated data and not product/service specific)
        1. Employee Size
        2. Past and Current Revenue
        3. Geographical Share
        4. Business Segment Share
        5. Recent Developments
  12. Key Takeaways
Read Less

Figure 1: Global Personal Loans Market Revenue Share (%), 2024 and 2032

Figure 2: Global Personal Loans Market Revenue Share (%), By Lender Type, 2024 and 2032

Figure 3: Global Personal Loans Market Revenue Share (%), By Loan Purpose, 2024 and 2032

Figure 4: Global Personal Loans Market Revenue Share (%), By Region, 2024 and 2032

Figure 5: North America Personal Loans Market Revenue Share (%), 2024 and 2032

Figure 6: North America Personal Loans Market Revenue Share (%), By Lender Type, 2024 and 2032

Figure 7: North America Personal Loans Market Revenue Share (%), By Loan Purpose, 2024 and 2032

Figure 8: North America Personal Loans Market Revenue Share (%), By Country, 2024 and 2032

Figure 9: Europe Personal Loans Market Revenue Share (%), 2024 and 2032

Figure 10: Europe Personal Loans Market Revenue Share (%), By Lender Type, 2024 and 2032

Figure 11: Europe Personal Loans Market Revenue Share (%), By Loan Purpose, 2024 and 2032

Figure 12: Europe Personal Loans Market Revenue Share (%), By Country, 2024 and 2032

Figure 13: Asia Pacific Personal Loans Market Revenue Share (%), 2024 and 2032

Figure 14: Asia Pacific Personal Loans Market Revenue Share (%), By Lender Type, 2024 and 2032

Figure 15: Asia Pacific Personal Loans Market Revenue Share (%), By Loan Purpose, 2024 and 2032

Figure 16: Asia Pacific Personal Loans Market Revenue Share (%), By Country, 2024 and 2032

Figure 17: South America Personal Loans Market Revenue Share (%), 2024 and 2032

Figure 18: South America Personal Loans Market Revenue Share (%), By Lender Type, 2024 and 2032

Figure 19: South America Personal Loans Market Revenue Share (%), By Loan Purpose, 2024 and 2032

Figure 20: South America Personal Loans Market Revenue Share (%), By Country, 2024 and 2032

Figure 21: Middle East and Africa Personal Loans Market Revenue Share (%), 2024 and 2032

Figure 22: Middle East and Africa Personal Loans Market Revenue Share (%), By Lender Type, 2024 and 2032

Figure 23: Middle East and Africa Personal Loans Market Revenue Share (%), By Loan Purpose, 2024 and 2032

Figure 24: Middle East and Africa Personal Loans Market Revenue Share (%), By Country, 2024 and 2032

Figure 25: Global Personal Loans Key Players' (Top 3-5) Market Share/Ranking (%), 2024

Table 1: Global Personal Loans Market Size Estimates and Forecasts, 2019 – 2032

Table 2: Global Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 3: Global Personal Loans Market Size Estimates and Forecasts, By Loan Purpose, 2019 – 2032

Table 4: Global Personal Loans Market Size Estimates and Forecasts, By Region, 2019 – 2032

Table 5: North America Personal Loans Market Size Estimates and Forecasts, 2019 – 2032

Table 6: North America Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 7: North America Personal Loans Market Size Estimates and Forecasts, By Loan Purpose, 2019 – 2032

Table 8: North America Personal Loans Market Size Estimates and Forecasts, By Country, 2019 – 2032

Table 9: U.S. Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 10: Canada Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 11: Mexico Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 12: Europe Personal Loans Market Size Estimates and Forecasts, 2019 – 2032

Table 13: Europe Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 14: Europe Personal Loans Market Size Estimates and Forecasts, By Loan Purpose, 2019 – 2032

Table 15: Europe Personal Loans Market Size Estimates and Forecasts, By Country, 2019 – 2032

Table 16: U.K. Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 17: Germany Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 18: Italy Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 19: France Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 20: Asia Pacific Personal Loans Market Size Estimates and Forecasts, 2019 – 2032

Table 21: Asia Pacific Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 22: Asia Pacific Personal Loans Market Size Estimates and Forecasts, By Loan Purpose, 2019 – 2032

Table 23: Asia Pacific Personal Loans Market Size Estimates and Forecasts, By Country, 2019 – 2032

Table 24: China Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 25: Japan Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 26: India Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 27: South Korea Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 28: South America Personal Loans Market Size Estimates and Forecasts, 2019 – 2032

Table 29: South America Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 30: South America Personal Loans Market Size Estimates and Forecasts, By Loan Purpose, 2019 – 2032

Table 31: South America Personal Loans Market Size Estimates and Forecasts, By Country, 2019 – 2032

Table 32: Brazil Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 33: Argentina Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 34: Middle East and Africa Personal Loans Market Size Estimates and Forecasts, 2019 – 2032

Table 35: Middle East and Africa Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 36: Middle East and Africa Personal Loans Market Size Estimates and Forecasts, By Loan Purpose, 2019 – 2032

Table 37: Middle East and Africa Personal Loans Market Size Estimates and Forecasts, By Country, 2019 – 2032

Table 38: GCC Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Table 39: South Africa Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 – 2032

Personal Loans Market
  • 2019-2032
  • 2024
  • 2019-2023
  • 120
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